Typically, you need to be at least 18 years old, have a valid social security number, a steady source of income, and a fair to good credit score to qualify. The specific requirements can vary by lender in our network.

Loan amounts through Finclick typically range from $1,000 to $50,000. Your actual annual percentage rate (APR) and available amount will depend on your creditworthiness and the lender, offering competitive rates from 5.99% to 35.99% APR.

No. Checking your personalized rates with Finclick is a soft credit inquiry, which does not impact your credit score.

Once your application is fully approved, funds are often deposited into your bank account as soon as the next business day.

You can use the loan for a variety of purposes, including debt consolidation, home improvements, major purchases, or unexpected expenses. Certain restrictions may apply, so please review your loan agreement.

It's simple: 1) Check your rate online in minutes. 2) Select your loan offer. 3) Complete the application and e-sign your documents. 4) Get your funds.